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A replacement charge as prescribed by the Bank is payable by the Cardholder to the Bank immediately upon a request to the Bank to concern a Replacement Card. Additional charges as prescribed by the Bank are payable by the Cardholder to the Bank immediately upon the request to the Bank for the availability of copies of sales voucher/Cash Advance Slip and any additional services the Bank may present once in a while. If the Cardholder fails to pay the Minimum Amount Due by the payment due date, a flat late fee cost payment as prevailing every so often might be levied. These transactions may include room, meals or beverage charges, taxes, fuel, insurance, rental charges, damage to rental automobiles, parking tickets and other traffic violations, and goods and providers purchased aboard a Cruise Line vessel. «ATM» means an automated teller machine or any card operated machine or system whether belonging to the Bank or other collaborating banks or financial institutions nominated from time to time by the Bank, which accepts Card. As a new participant, you’ll have to add some funds to your account to keep taking half in and garnering large wins.

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Once a Balance Transfer has been made, the shopper has to continue the steadiness transfer amount for at least 6 months with BRAC Bank i.e., the client cannot transfer the steadiness to another financial institution inside the specified time period. Cardholder can settle partial or full excellent of different financial institution’s bank card by way of Balance Transfer. The Bank shall not be liable to refund the annual charge or any part thereof in case of the termination of the cardboard account.

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In the event of the mentioned bank account not having adequate funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant in addition to the Card dues. The Cardholder agrees and confirms that each one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be appropriate and full. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for reasons of incomplete or incorrect data or for any reason whatsoever. The Cardholder further agrees and undertakes to inform the Cardholder’s financial institution of the auto debit instructions issued in favor of BRAC Bank and to not close the said bank account with out the prior consent of BRAC Bank.

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The Bank reserves the right to retain the appliance types and paperwork offered therewith, including pictures, and will not return the same. Lost, stolen or damaged Priority Pass playing cards are to be reported immediately to BRAC Bank. The Credit Limit assigned to the Primary Cardholder is inclusive of the Credit Limit of the Supplementary Cardholder and the Primary Cardholder and the Supplementary Cardholder cannot make transactions by way of their respective Cards beyond the mentioned Credit Limit. The Bank could at its absolute discretion issue a Supplementary Card to a person nominated by the Cardholder and permitted by the Bank.

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Maximum 95% of the endorsed Travel Quota restrict may be utilized by the cardholder for worldwide transactions and the remaining 5% will be reserved for any sort of possible TQ breach. Use of the card outside Bangladesh without proper endorsement will make the cardholder answerable for quick cancellation and some other applicable motion in accordance with the law. The cardholder will also be liable to clear all the excellent with out prejudice to any right, remedy or motion in opposition to him/her, by the Bangladesh Bank, the financial institution or any regulatory agency. Gambling control fee you should have used that method for deposits before, there are some exceptions that shall be additional defined.

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The fee via bKash could require most three working days to be settled. The primary cardholder could withdraw the authority of the supplementary cardholder by sending a written intimation to the Bank accompanied by the supplementary card. Without prejudice to Bank’s rights at any time to take the suitable legal motion, the Bank might cost fees for any returned unpaid cheque drawn by the Cardholder in full or partial payment of the excellent quantity. The Bank shall be entitled at its sole discretion to range the speed of methodology of calculation of the annual fees, finance costs, the desired Minimum Amount Due and/or late cost expenses or any other charges. A Merchant may course of delayed or amended expenses if the Cardholder has consented to be answerable for delayed or amended expenses for a Hotel, Car Rental Company, or Cruise Line Transaction or some other transactions. C. BRAC Bank’s document of the quantity of any Charge, specified herein above, shall, within the absence of manifest error, be final and binding on the Cardholder, and shall be conclusive in any case where BRAC Bank has effected any fee pursuant to a Voluntary Charge.

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The Cardholder shall always be sure that the Card is stored in a secure place and will exercise each attainable care to stop the Card from being misplaced or stolen. «Security» means the lien of any account/Fixed Deposit/Financial Instrument against which the cardboard is issued . «Payment Due Date» means the date specified in the Statement of Account, by which date, fee of the Total Payment Due or the Current Balance or any part thereof or a minimal of the Minimum Amount Due is to be made to the Bank. «Guarantee» means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card limit. «Current Balance» means the entire debit balance which shall be debited to the Card Account excellent on the Card Account payable to the Bank in accordance with the Bank’s records on the date the Statement of Account is issued. «Cash-Limit» means the maximum amount of cash or equivalent of cash as outlined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

Use of the Card at any ATM of the Bank or some other bank or establishment with whom the Bank has an Agreement for the utilization of the ATM of the stated bank or institution during which case advance might be further topic to the relevant daily withdrawal restrict of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card with out assigning any cause. In sure circumstances, topic to its sole discretion, BRAC Bank Limited might require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. «Terms and Conditions» means the terms and conditions set out herein and/or as could additionally be stipulated by BRAC Bank Limited from time to time, as amended. «Cash Advance» means any amount obtained by the use of the Card, the Card number or the PIN or in any method authorized by the Cardholder from the Bank or some other financial institution or monetary establishment for debit to the Card Account. «Card» means the Credit Card issued by the BRAC Bank Limited on the premise of software made by the Cardholder beneath the name of VISA, MasterCard or JCB and in addition includes Primary, Supplementary/Additional and Replacement/Re-issued Cards.

If the agreed supply date of the online purchase is beyond one hundred twenty days; BRAC Bank won’t be held liable to entertain any criticism regarding non-delivery of that product/service. When presenting the Priority Pass card on getting into the lounge, lounge staff will take an imprint of the cardboard and issue a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which can take the cardholder’s detail off the magnetic strip on the reverse facet of the Priority Pass card. Where relevant, the cardholder should sign the ‘Record of Visit’ voucher, which will also reflect the exact variety of accompanying friends, if any, but doesn’t present any per particular person per go to charge. In the occasion of any quantity charged towards Priority Pass Lounge visits, which is due and payable by the customer, the customer shall be liable to make the cost to the Bank irrespective of whether the card has been closed for any cause in any way.

A cheque deposit shall be acceptable for collection and the proceeds shall not be available until the cheque has been cleared and the proceeds paid to the Bank. Any cash deposits could solely be thought to be having been received by the Bank upon crediting the same to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual charge as prescribed by the Bank for the cardboard and an annual fee prescribed by the Bank for each Supplementary Card.

The Supplementary Cardholder have to be of 18 years of age or over. The concern of the Supplementary Card shall be subject to such Terms and Conditions, which the Bank may deem needed. The fee by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive proof of the acceptance by the Cardholder of the entries shown on that Statement of Account.

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Should the Cardholder be away from Bangladesh more than a month, the Card Account ought to be settled 7 days previous to his/her departure. The Cardholder should promptly notify the Bank in writing of any change in employment or business or address (office and/or residence) or if Cardholder intends to be away from Bangladesh for more than 30 days. All costs and bills in such regard may be debited to the Card Account and shall be payable by the Cardholder.

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The Cardholder shall not document the PIN in any kind so as to facilitate the PIN coming to the data of a 3rd party. BRAC Bank is permitted by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the same. If the Cardholder fails to observe the safety necessities, s/he could incur legal responsibility for BRAC Bank. BRAC Bank could, in its absolute discretion, concern a brand new PIN on the prevailing Card.

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